Making the Most of Your New Dental Insurance

Dental insurance is a great resource to protect your oral health while managing costs, but making the most of it requires some planning. If you’ve recently enrolled in a dental plan, understanding how to maximize its value will save you money and ensure your smile stays bright. Let’s break down a few tips to get started.

Know What Your Plan Covers

Every insurance plan is unique, but most include preventive services like cleanings, exams, and X-rays. These services are typically covered at 100%, meaning you won’t pay a dime out-of-pocket. Preventive care is the foundation of good oral health, catching potential problems before they require costly procedures.

Restorative care, such as fillings or crowns, is usually partially covered, but the percentage varies. Make sure to review your plan’s specifics, including deductibles, annual maximums, and coverage for specialized treatments like orthodontics or periodontal care. Unsure about the details? Call your insurance provider or the knowledgeable staff at Pleasant Plains Dental for guidance.

Use Your Benefits Before They Expire

Most dental insurance benefits reset annually, meaning unused benefits don’t carry over into the next year. This makes early scheduling critical. Preventive services like two annual cleanings are often fully covered, so make it a priority to book these appointments early to avoid missing out.

Planning ahead is also smart if you’re considering larger procedures. If your treatment exceeds your annual benefit limit, splitting the work between two calendar years can help you maximize your coverage.

Take Advantage of Flexible Spending or Health Savings Accounts

In addition to dental insurance, you can use Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs) to cover out-of-pocket dental expenses. These pre-tax dollars can make treatments like fillings, crowns, or even teeth whitening more affordable. At Pleasant Plains Dental, the team is happy to guide you through using these accounts effectively.

Simplifying Insurance At Pleasant Plains Dental In Indian Trail, NC

At Pleasant Plains Dental in Indian Trail, NC, we’re committed to helping you make the most of your dental benefits. Our team, including Dr. Henry J. Ernst, Dr. Paul Kim, Dr. Henk Grobbelaar, and Dr. Nikhil Alaigh, is in-network with most major PPO dental insurance plans. We’ll file and track your claims to ensure you’re maximizing your benefits. Whether you’re scheduling preventive care or planning a more involved treatment, we’re here to make the process seamless. Contact us today to book your next visit!

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