What to Do If You Don’t Have Dental Insurance

For many people, not having dental insurance feels like a roadblock to care. It’s easy to think that checkups, cleanings, or treatment will be out of reach without coverage. But the truth is, going without care can cost you more in the long run. At Pleasant Plains Dental in Indian Trail, we offer several ways to make dental visits affordable, even for patients without insurance.

The Dental Savers Plan

One of the best options for uninsured patients is our in-house Dental Savers Plan (DSP). For an annual fee, members receive preventive care plus significant discounts on additional services.

• Adults (age 14 and older): $234 per year
• Children (age 13 and younger): $199 per year
• DSP Plus: $399 per year, includes two extra cleanings for patients who need more frequent care

Every plan includes two exams and cleanings per year, fluoride treatment, any necessary X-rays, emergency visits, and discounts on all other services. There are no deductibles, maximums, or pre-existing condition exclusions—just straightforward savings.

Financing Options: CareCredit and Sunbit

If you need more flexibility, financing is another way to make treatment manageable. We accept CareCredit, which works like a healthcare credit card. Patients can choose from short-term or extended payment plans, often with little or no interest, and without annual fees or pre-payment penalties.

We also partner with Sunbit, which has high approval rates and allows you to break treatment costs into affordable monthly payments. Sunbit does not charge late fees, origination fees, or penalties, making it a low-stress option for families managing larger dental bills.

Discounts, Payment Options, and New Patient Specials

For patients paying out of pocket, we offer cash, military, and senior discounts. We also accept major credit and debit cards for convenience. And if you’re visiting us for the first time, be sure to check out our new patient specials, which are designed to make it easier to get started on your dental care journey.

If you do have dental insurance, we are in-network with many PPO plans and will help file and track claims so you can maximize your benefits.

Affordable Dentistry at Pleasant Plains Dental in Indian Trail, NC

Not having insurance doesn’t mean you need to skip the dentist. At Pleasant Plains Dental, Dr. Henry J. Ernst, Dr. Paul Kim, Dr. Henk Grobbelaar, and Dr. Nikhil Alaigh provide multiple ways to keep care affordable—from our Dental Savers Plan to financing through CareCredit and Sunbit. If you’ve been putting off an appointment because of cost, explore your options with us. Call our Indian Trail office or schedule online today, and let’s find the plan that fits your needs and budget.

Contact Us